2023届高考英语三轮复习·冲刺押题·外刊阅读理解训练 (51) (24)（含解析）.doc

2023届高考英语三轮复习·冲刺押题 外刊阅读理解训练51 ——改编自Smart phones make us spend more USA today 【文章】 Smartphones may be contributing to holiday overspending, as mobile wallets and social media purchases make it easier for consumers to purchase items on the spot. Consumers are targeted through ads on Instagram and other social media services, and point-of-sale loans encourage higher spending. Merchants offer point-of-sale loans, allowing customers to pay for a purchase over several weeks or months, instead of upfront. But such loans can lead to increased spending, with one provider claiming that their loans lead to consumers increasing their average spending by about 90%. Mobile wallets can also spur impulsive purchasing, leading to an increased amount of small transactions that add up. A study from the University of Illinois showed that when using mobile payments, customers spend 2.4% more per transaction and end up buying 24% more frequently. To avoid overspending during the holidays, shopping should start with a budget and a list of what’s necessary, says Matt Schulz, Chief Industry Analyst at CompareCards.com. This will help you track regular income and expenses while keeping you from splurging on unnecessary purchases. Before committing to point-of-sale loans, it is important to read the fine print of the terms and conditions. Some loans charge interest, while others charge late fees. Understanding these details will help avoid surprises later, which can result in debt and long-term repayment commitments. Ultimately, the convenience of mobile payments and point-of-sale loans makes it easy to overspend, making careful planning ahead of time all the more essential. 【重点词汇&词组】 smartphones [ˈsmɑːtfoʊnz] n. 智能手机，智能电话 holiday [ˈhɑːlədeɪ] n. 假日，节日 overspending [oʊvərˈspɛndɪŋ] n. 开销过度，花费过多 mobile wallets [ˈmoʊbəl ˈwɔlɪts] phrase. 移动钱包 social media [ˈsoʊʃl ˈmidiə] phrase. 社交媒体 consumers [kənˈsjuːmərz] n. 消费者 purchase [ˈpɜːrtʃəs] n. 购买行为，购买物品 targeted [ˈtɑːrɡɪtɪd] adj. 有针对性的，被针对的 ads [ædz] n. 广告，广告宣传 Instagram [ˈɪnstəɡræm] n. 一款社交软件（名字） point-of-sale loans [pɔɪnt əv seɪl loʊns] phrase. 零售商提供的贷款 encourage [ɪnˈkɜːrɪdʒ] v. 鼓励，推动 upfront [ˈʌpfrʌnt] adv. 预先支付的，提前的 increased [ɪnˈkriːst] adj. 增加的，增大的 provider [prəˈvaɪdər] n. 提供者，供应商 average [ˈævərɪdʒ] adj. 平均的，普通的 spending [ˈspendɪŋ] n. 花费，开销 mobile payments [ˈmoʊbəl ˈpeɪmənts] phrase. 移动支付 transactions [trænˈzækʃənz] n. 交易，业务 frequently [ˈfriːkwəntli] adv. 频繁地，经常地 budget [ˈbʌdʒɪt] n. 预算，预算案 necessary [ˈnesəseri] adj. 必要的，必须的 Chief Industry Analyst [tʃiːf ˈɪndəstri ˈænəlɪst] phrase. 行业首席分析师 CompareCards.com [kəmˈpeərkɑːrdz] phrase. 比较信用卡网站名 track [træk] v. 追踪，跟踪 income [ˈɪnkʌm] n. 收入，所得 expenses [ɪkˈspɛnsɪz] n. 开支，费用 splurging [splɜːrdʒɪŋ] v. 挥霍，奢侈 fine print [faɪn prɪnt] phrase. 小字条款 terms and conditions [tɜːrmz ənd kənˈdɪʃənz] phrase. 条款和条件 interest [ˈɪntrəst] n. 利息，利益 late fees [leɪt fiːz] phrase. 滞纳金，延期费用 avoid [əˈvɔɪd] v. 避免，避开 surprises [sərˈpraɪzəz] n. 意外，惊喜 result in [rɪˈzʌlt ɪn] phrase. 导致，造成 debt [det] n. 债务，欠款 long-term [lɔːŋ tɜːrm] adj. 长期的，长久的 committing [kəˈmɪtɪŋ] v. 承诺，承担 convenience [kənˈviːniəns] n. 便利，方便 essential [ɪˈsenʃl] adj. 必要的，必不可少的 【阅读理解习题】 1. How do smartphones contribute to holiday overspending? A) By making it easier for consumers to purchase items on the spot. B) By sending consumers targeted ads on social media. C) By offering point-of-sale loans. D) All of the above. Answer: D 中文解析：题目问智能手机是如何促使假期超支的，文章提到移动钱包和社交媒体购物让消费者随时随地购买商品，并且商家提供的销售点贷款鼓励了更高的消费。 2. What are point-of-sale loans? A) Loans that can be obtained through Instagram and other social media services. B) Loans that allow customers to pay for purchases over time. C) Loans that offer low interest rates compared to traditional loans. D) Loans that are only available during holiday shopping periods. Answer: B 中文解析：题目问销售点贷款是什么，文章提到一些商家提供销售点贷款，允许客户分几周或几个月付款。 3. According to one provider, how much does their point-of-sale loan increase consumers' average spending? A) About 24% B) About 50% C) About 90% D) About 100% Answer: C 中文解析：题目问一个提供商号称他们的销售点贷款可以增加消费者的平均支出多少，文章提到该提供商声称他们的贷款会导致消费者的平均支出增加约90%。 4. How can mobile wallets spur impulsive purchasing? A) By encouraging consumers to purchase items on the spot. B) By sending consumers targeted ads on social media. C) By allowing for small transactions that add up over time. D) All of the above. Answer: C 中文解析：题目问移动钱包如何促使顾客冲动购买，文章提到其适于完成小额交易，随着时间的推移，这些小交易总和增加。 5. What does the University of Illinois study show about using mobile payments? A) Customers spend 2.4% less per transaction and end up buying less frequently. B) Customers spend 2.4% more per transaction and end up buying more frequently. C) Mobile payments have no effect on customer spending habits. D) The University of Illinois did not conduct a study on mobile payments. Answer: B 中文解析：题目问伊利诺伊大学的研究结果显示了什么，文章提到该研究表明，在使用移动支付时，客户每笔交易增加了2.4%，最终更频繁地购买。 6. According to Matt Schulz, what should shopping start with to avoid overspending during the holidays? A) A list of things you want but don't need. B) A budget and a list of what's necessary. C) An unlimited credit card. D) Point-of-sale loans for big-ticket items. Answer: B 中文解析：题目问为了避免在节假日超支，Matt Schulz建议从哪里开始购